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Benefit Enlightenment

What We Do

We are a highly experienced team of insurance professionals who help employers deal with:

  • Employee Benefits,

  • HR Compliance, and

  • Workers Compensation issues

Hear it directly from clients, attorneys and accountants - get to know McClements Insurance Services from the people that know them best


Client MyWave Portal

Our Clients get personalized web resources to stay up to date on the latest legislative updates and hot topics.  It's quick and easy access to an endless  supply of well researched and written materials on HR, compliance, health care reform, wellness, and much more!




McClements Insurance Services, LLC is a commercial insurance agency that specializes in helping large employers in California (especially those with mostly Latino workers)

deal with some of their most costly and vexing issues:

  • Complex Employee Benefit Planning

  • Creating and managing Self-Funded programs

  • Creative planning strategies for working with the Affordable Care Act

  • Complete support for dealing with the ACA's IRS 1094-C / 1095-C Reporting

  •  Compliance resources for ERISA, HIPAA, FMLA, COBRA and other State and Federal laws

  • Comprehensive HR support for Training, Employee Education & Safety

  • Consultative, long-term focus to Workers Compensation challenges

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